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Take Action Against Payday Lending

Payday-loan-storeFrom our friends at the Bucks County Women's Advocacy Coalition and Americans for Financial Reform 

The House of Representatives is poised to open a huge loophole in state interest rate caps and the right of state voters to enact rate caps, effectively giving the green light to payday lenders to charge debt trap interest rates to low-income consumers without having to abide by state laws.

HR 3299 poses a grave threat to state interest rate caps and could open the floodgates for payday and other predatory lenders nationwide. This bill wipes away the strongest available tools against predatory lending, leaving consumers vulnerable to interest rates in excess of 390%.

Your voice, along with others from across the country, is critical to push back against the lobbying by out-of-state banks, online lenders, debt collectors, payday lenders and others who are seeking your Congressmember’s permission to disregard state-level interest rate limits. This is significant because state interest rate limits are the most effective protections against the harms of predatory lending.

H.R. 3299 may be up for a vote in the U.S. House of Representatives as early as next week. Now is the time for action:

Call your representative today and urge them to oppose the bill!
You can call the switchboard at (202) 224-3121 or find your member's phone number here.


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