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We Need a Consumer Financial Protection Agency

Seal of the United States CongressThe Consumer Financial Protection Agency (CFPA) would be a single federal agency whose mission would be to protect consumers from dangerous financial products and practices. This would include credit cards, mortgages, debit cards, all consumer loans, payment systems, bank accounts, and more. For years, consumers have dealt with toxic mortgages, outrageous interest rates, and unreasonable bank fees, all in a largely unregulated market.

After months of hard work, debate, and consideration the House is going to vote on financial reform and the creation of the CFPA this week. This is our last chance to tell our Representatives that we need reform!

Ask Your Representative to:
  1. Support H.R. 4173: The Wall Street Reform and Consumer Protection Act of 2009.
  2. Vote against any amendments that would weaken this legislation. We need protection from abusive lending practices and outrageous bank fees.
  3. Create a CFPA that serves as a regulatory floor, not a ceiling. The new agency should not preempt stronger state laws.

Our current economic crisis highlights the need for these reforms. Working families and our communities cannot sustain themselves without critical reforms to the financial industry. Unfair and dangerous lending practices must not be allowed to continue. Please take action today!


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